Are you looking for respected consumer credit counselors in Kingsport, TN?
We can get you in contact with a credit professional who can give a free debt assessment and sensible solution.
Ideally suited candidates for credit counseling have stable work, unsecured debts in the neighborhood of at least $10K, and the desire to clear their debts.
Never forget that credit counseling doesn’t lower your overall debt, but it is significantly better for your credit than debt settlement.
We have calculated that 3,154 of Kingsport’s 85,514 consumers cannot afford to make their credit card payments month after month.
How much is your debt in total? If you are having to pay over half of your earnings monthly on rent/mortgage, loans, and credit cards, make sure to find out how much you could save as soon as possible.
An integral part of credit counseling is managing debt. A debt management plan is a way of consolidating debt, in that the money you owe every month will be merged into a single amount. However, no loan is needed, as opposed to various other strategies of debt consolidation in Kingsport, TN. Your credit counselor will work with your creditors personally.
Settling on a Credit Counseling Firm: Kingsport, TN
In general, credit counseling has been recognized by the FTC and other state and federal bodies. But honest credit counseling agencies in Kingsport and throughout Tennessee will ordinarily offer you:
- Approximately 1 Hour of Initial Advisement
- No Upfront Fees
- A Tailor-Made Action Plan
- Certification Qualifications
For details, check out this FTC write-up on finding a credit counselor.
If you let us arrange a totally free analysis, you can be more confident that you’re going to be matched up with one of the best credit counseling services in Kingsport, TN.
Many people erroneously believe that credit counseling is useless since it cannot decrease the debt you owe, but they don’t understand that a DMP could lower your rates of interest – a good way to lower your costs. To see exactly how much a DMP could save you, chat with a veteran Kingsport credit counselor – right now!
Though not free, debt management is a budget friendly option for many Kingsport residents. Enrollment typically costs less than $75, and a monthly charge of no more than $40. With a debt management plan, the money you shell out each month paying off what you owe is commonly comparable to your minimum credit card payment (usually 2.5%).
Consumer Credit Counseling Services in Kingsport (TN)
Founded more than 60 years ago, the NFCC (National Credit Counseling Foundation) is the premier network of not for profit credit counseling services in Tennessee, and their affiliates are normally often known as CCCS, or the Consumer Credit Counseling Service. In Kingsport, Tennessee, a Consumer Credit Counseling Service will usually be:
- Non Profit
- NFCC Member
- Accredited by The COA
- Have the word CCCS in their Website
Quite often a CCCS organization will make available:
- Bankruptcy Credit Counseling
- Home Assistance
- Debt Management Plans
Bear in mind, not for profit credit counseling in Kingsport, TN, does not always mean zero cost. Be ready to shell out about $35 per month. To find the closest CCCS location in Kingsport, TN, please research the directory of firms we provide or go to the official NCFF website.
Credit and Debt Counseling in Kingsport (TN)
- Consumer Credit Counseling, 1420 E Stone Dr, 37660