Debt Relief

Debt Consolidation: Nashville (TN)

Debt Consolidation Loans Nashville TN

We match our clients with Nashville debt consolidation pros whose mission is to:

  • Consolidate their monthly payments
  • Bring down their APR rates
  • Minimize debt collector calls

You’ll find a few different kinds of debt consolidation programs: with and without a loan. In each case, you’ll need a stable income source. To learn which type is right for you, speak to a certified Nashville debt consolidation advisor.

Nashville TN Debt Consolidation

There are close to 34,660 residents of Nashville who qualify for debt consolidation, and most would benefit from a debt management plan above all else.

This DMP provides quite a few benefits:

  • One Single Monthly Payment
  • Reduced Interest Rate
  • Fewer Late Charges

Also, these plans are generally rather reasonably priced, just $25-40 each month.

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If you decide to apply for a debt consolidation loan in Nashville, TN, the funds are used to pay down your active credit cards. Naturally, the loan itself still has to be paid back.

Instead of submitting checks to numerous debt collectors each month, you’ll be responsible for your monthly payment.

A lot of people look to pay off what they owe with home equity loans, because there are tax advantages to doing so. Then again, because this type of loan is backed by your home, the bank or bank could get your home if you miss your payments.

Talk to a debt consolidation specialist in Nashville, TN, to find out which debt consolidation strategy will be ideal for you.

Debt Analysis: Nashville, TN

Debt Consolidation Loans Nashville TN

Any Nashville debt consolidation expert you talk with will need to know how much debt you have that’s non-secured, which means it’s not leveraged by some type of collateral. The most typical types of debt are credit cards, cash advances, rent, healthcare fees, and other revolving credit balances.

Ideally, not more than 30% of the amount you earn per month should be invested in repaying debts. This means credit cards, auto/student/payday loans, and rent/home loan repayments. Consider what this means for a typical consumer in Nashville, TN:

  • Income Annually: $19,000
  • Income Monthly: $1,583
  • Optimal Debt Load: $570
  • Serious Debt Load: $792

Of the 315,095 credit card holders in Nashville, 34,660 can hardly afford to make the monthly minimums. Wouldn’t you like to be debt-free?

Debt Consolidation Guidelines: Nashville (TN)

How does one check if a debt consolidation service in Nashville, TN, is honest or not? Be wary if they charge you in advance, don’t disclose important specifics or savings needed for consolidation to begin, or expect you to open a savings account from which you won’t be able to pull out funds without being charged.

Avoid any debt consolidation companys in Nashville, TN, that have a history of disreputable behavior.

Debt Collectors in Nashville (TN)

  • Account Management Services of Tennessee, Inc., 4721 Trousdale Dr Ste 116, 37220-1330
  • Action Collection Agency Inc., 908 Harpeth Valley Pl, 37221-1141
  • Affiliated Creditors, Inc., 300 Peabody St Ste C, 37210-2131
  • Automated Collection Services, Inc., 2285 Murfreesboro Pike Ste 200, 37217-3348
  • Capital Accounts, 2120 Crestmoor Rd Ste 3001, 37215-2613
  • Checkcare Systems of Nashville, 1645 Murfreesboro Pike Ste N, 37217-2936
  • CheckVelocity, P O Box 331047, 37203
  • Frost-Arnett Company, 480 James Robertson Pkwy, 37219-1212
  • Nashville Adjustment Bureau, 480 James Robertson Pkwy, 37219-1212
  • Phoenix Credit, LLC., 53 Century Blvd., Suite 200, 37214
  • Professional Adjustment Service, Inc., 450 10th Cir N, 37203-3313
  • Robinson, Reagan & Young, PLLC, 260 Cumberland Bend, 37228

Debt Consolidation Firms: Nashville, TN

  • We The People, 2825 Hartford Dr, 37210
  • Consumer Debt Counseling, 3250 Dickerson Pike, 37207
  • George J M & Associates Law Office, 1007 Murfreesboro Pike, #110, 37217
  • Home Buyers Network, 1218 Murfreesboro Pike, 37217
  • Mullen Jessica, 618 Church St, #410, 37219
  • PGL Computers, 1114 McChesney Ave, 37216
  • Quality Credit Services, 404 Bna Dr, #304, 37217
  • CCCS of Middle Tennessee – A Division of Apprisen Financial Advocates, 4525 Harding Pike, #211, 37205
  • The Mortgage Group, , 37070
  • Hudson, John Senior Rep – FDIS Tennessee Valley, 5543 Edmondson Pike, #Pike-150, 37211
  • Rothschild & Ausbrooks Pllc, 1222 16th Ave S, #S-12, 37212
  • Consumer Credit Counseling, , 37221
  • A American Credit and Debt Counseling Service, 301 Rosa L Parks Ave, 37203
  • Namc Nashville, 2206 21st Ave S, #303, 37212
  • Credentials Verification Service, 163 Antioch Pike, 37211
  • Consumer Credit Counseling Service, 1101 Kermit Dr, #204, 37217