Debt Relief

Financially Preparing for the Future

Are you financially prepared to adopt a child or have your own? This is huge question and there many aspects to consider when you are thinking about starting a family. Though there are lots of things to think about when considering having a child, the question of whether or not you are financially able to […]

New Costs Of Using Your Credit Cards

MasterCard and Visa charge retailers a fee for processing payments. Currently, both companies prohibit retailers from recouping those fees from the consumers who use their credit card. That practice may be about to come to an end. The ban on adding surcharges to recoup fees is about to be eliminated or altered as the result […]

5 Habits That Will Lead To High Debt

There are certain habits that will lead us into temptation, so to speak. If you like speed you will probably have a fast car and lots of speeding tickets and so on. The same concept holds true for habits that will lead you into debt. Here are five of those habits. You put your entire […]

Tips For A More Comfortable Retirement

No matter what tips you follow for your personal finances, the end goal is to retire in the most comfortable way possible. At a minimum, we all want to retire without having to depend solely on Social Security. Here are a few tips to help you do just that. The issue many of us will […]

3 Reasons To Never Have A Credit Card

Having a credit card in your wallet can give you a sense of security. It can also be your first step onto the slippery path of financial responsibility. While having a credit card has its purposes in life, here are three reasons that you should never have a car in the first place. Having one […]

3 Money Mistakes The Majority Of Us Make

When it comes to money, we all make mistakes. Fortunately, many of us make the same mistakes. Here are three common mistakes and ways to avoid them. Poor budgeting. With a short term budget, weekly or monthly, we tend to underestimate our expenses. Forming a yearly budget tends to cause people to add to their […]

3 Ways to Save Money And Go Green

Many people are going green in every aspect of their life. Driving less and using fewer disposable items are two of the most common trends, but did you know that you can go green in your home and save money at the same time? Here are a few tips on how to do it. Household […]

A Look At The Citi Simplicity Card

You should shop around for everything in you life. Credit cards are no exception. To help you make a more informed decision, here is a no frills review of the Citi Simplicity card. First, a look at the fees. There is no annual fee, no late fee, and no overdraft fee. While there are no […]

New FHA Loan Standards And Old Debt

The Federal Housing Administration (FHA) can be the best option for many aspiring home buyers. The agency has long been known for approving low interest loans for less desirable credit scores. Recently; however, the agency has changed a few of its regulations and has targeted old debt. The agency is letting potential borrowers know that […]